:root {
  --navy: #123f59;
  --navy-dark: #0b2f45;
  --teal: #238f9d;
  --teal-soft: #eaf7f7;
  --text: #1c2d38;
  --muted: #65747e;
  --line: #dbe5e9;
  --white: #ffffff;
  --surface: #f3f7f8;
  --shadow: 0 24px 70px rgba(14, 50, 69, .12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  min-height: 100vh;
  color: var(--text);
  background:
    radial-gradient(circle at 85% 12%, rgba(35,143,157,.13), transparent 24rem),
    linear-gradient(180deg, #f9fbfc 0%, #eef5f6 100%);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
a { color: inherit; }
.page-shell { width: min(1180px, calc(100% - 32px)); margin: 0 auto; padding: 34px 0 24px; }
.hero {
  position: relative;
  overflow: hidden;
  padding: 34px clamp(24px, 5vw, 68px) clamp(38px, 6vw, 72px);
  background: rgba(255,255,255,.94);
  border: 1px solid rgba(18,63,89,.10);
  border-radius: 28px;
  box-shadow: var(--shadow);
}
.hero::after {
  content: "";
  position: absolute;
  width: 380px;
  height: 380px;
  right: -220px;
  top: -220px;
  border: 70px solid rgba(35,143,157,.07);
  border-radius: 50%;
  pointer-events: none;
}
.brand-row { display: flex; align-items: center; gap: 14px; padding-bottom: 34px; border-bottom: 1px solid var(--line); }
.brand-mark {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  color: var(--white);
  background: linear-gradient(145deg, var(--navy), var(--teal));
  font-weight: 800;
  letter-spacing: .04em;
  box-shadow: 0 9px 25px rgba(18,63,89,.20);
}
.brand-name, .portal-label, .eyebrow, .card-kicker { margin: 0; }
.brand-name { font-weight: 750; color: var(--navy-dark); }
.portal-label { margin-top: 3px; color: var(--muted); font-size: .88rem; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(310px, .75fr); gap: clamp(38px, 6vw, 74px); align-items: center; padding-top: clamp(42px, 7vw, 82px); }
.eyebrow, .card-kicker { color: var(--teal); font-size: .78rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
h1 { max-width: 790px; margin: 14px 0 22px; color: var(--navy-dark); font-size: clamp(2.2rem, 5vw, 4.4rem); line-height: 1.04; letter-spacing: -.045em; }
.lead { max-width: 720px; margin: 0; color: var(--muted); font-size: clamp(1.04rem, 1.5vw, 1.2rem); line-height: 1.72; }
.notice { display: flex; gap: 13px; max-width: 700px; margin: 30px 0 0; padding: 18px 20px; border: 1px solid #cfe8e8; border-radius: 15px; background: var(--teal-soft); }
.notice p { margin: 0; color: #31555e; line-height: 1.58; }
.notice-icon { flex: 0 0 25px; display: grid; place-items: center; width: 25px; height: 25px; border-radius: 50%; color: var(--white); background: var(--teal); font-weight: 800; }
.actions { display: flex; align-items: center; gap: 20px; margin-top: 32px; }
.primary-button { display: inline-flex; align-items: center; justify-content: center; gap: 16px; min-height: 56px; padding: 0 25px; border-radius: 13px; color: var(--white); background: linear-gradient(135deg, var(--navy), #17647c); text-decoration: none; font-weight: 760; box-shadow: 0 13px 28px rgba(18,63,89,.24); transition: transform .2s ease, box-shadow .2s ease; }
.primary-button:hover { transform: translateY(-2px); box-shadow: 0 17px 34px rgba(18,63,89,.28); }
.primary-button:focus-visible { outline: 3px solid rgba(35,143,157,.34); outline-offset: 4px; }
.save-note { max-width: 310px; margin: 0; color: var(--muted); font-size: .85rem; line-height: 1.5; }
.info-card { padding: 30px; border: 1px solid rgba(18,63,89,.10); border-radius: 22px; background: linear-gradient(180deg, #fff, #f8fbfb); box-shadow: 0 15px 40px rgba(18,63,89,.08); }
.info-card h2 { margin: 8px 0 22px; color: var(--navy-dark); font-size: 1.65rem; }
.recommendations { list-style: none; padding: 0; margin: 0; }
.recommendations li { display: grid; grid-template-columns: 38px 1fr; gap: 12px; padding: 17px 0; border-top: 1px solid var(--line); }
.recommendations li:first-child { border-top: 0; padding-top: 0; }
.recommendations li > span { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; color: var(--teal); background: var(--teal-soft); font-size: .77rem; font-weight: 850; }
.recommendations strong { display: block; color: var(--navy-dark); font-size: .94rem; }
.recommendations p { margin: 5px 0 0; color: var(--muted); font-size: .86rem; line-height: 1.48; }
.process { padding: clamp(48px, 7vw, 82px) clamp(8px, 3vw, 38px) 32px; }
.process > div:first-child { max-width: 620px; }
.process h2 { margin: 10px 0 30px; color: var(--navy-dark); font-size: clamp(1.7rem, 3vw, 2.45rem); letter-spacing: -.03em; }
.process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.process-grid article { padding: 26px; border: 1px solid rgba(18,63,89,.09); border-radius: 18px; background: rgba(255,255,255,.72); }
.process-grid article span { color: var(--teal); font-size: .83rem; font-weight: 850; }
.process-grid h3 { margin: 12px 0 8px; color: var(--navy-dark); }
.process-grid p { margin: 0; color: var(--muted); line-height: 1.58; }
footer { display: flex; justify-content: space-between; gap: 20px; padding: 24px 8px 4px; border-top: 1px solid rgba(18,63,89,.10); color: var(--muted); font-size: .79rem; }
footer p { margin: 0; }
@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; }
  .info-card { max-width: 680px; }
  .process-grid { grid-template-columns: 1fr; }
}
@media (max-width: 620px) {
  .page-shell { width: min(100% - 18px, 1180px); padding-top: 9px; }
  .hero { padding: 24px 20px 34px; border-radius: 20px; }
  .brand-row { padding-bottom: 22px; }
  .hero-grid { padding-top: 38px; gap: 32px; }
  h1 { font-size: 2.3rem; }
  .actions { align-items: stretch; flex-direction: column; }
  .primary-button { width: 100%; }
  .save-note { max-width: none; text-align: center; }
  .info-card { padding: 24px 20px; }
  .process { padding: 48px 10px 28px; }
  footer { flex-direction: column; text-align: center; }
}